COBRA

Consolidated Omnibus Budget Reconciliation Act

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events.

Additional COBRA information for workers and former workers may be found through the following links:

Employee Benefits Security Administration (EBSA)
www.dol.gov/ebsa/cobra.html

COBRA fact sheet
www.dol.gov/ebsa/newsroom/fsCOBRApremiumreduction.html

Frequently Asked Questions on the COBRA Premium Reduction
www.dol.gov/ebsa/faqs/faq-cobra-premiumreductionEE.html

COBRA poster in the format of a flyer
www.dol.gov/ebsa/pdf/joblossposter2.pdf

COBRA flyer for individuals
www.dol.gov/ebsa/pdf/cobrastimulusflyer2.pdf

COBRA flyer for individuals whose employer or health insurance plan denied them the COBRA Premium reduction
www.dol.gov/ebsa/pdf/distributionflyer09.pdf

Official application for DOL review for individuals whose employer or health insurance plan denied them the COBRA premium reduction
www.dol.gov/ebsa/COBRA/main.html

COBRA information for employers may be found through the following links:

COBRA Premium Reduction Fact Sheet
www.dol.gov/ebsa/newsroom/fsCOBRApremiumreduction.html

COBRA flyer for employers
www.dol.gov/ebsa/pdf/cobrastimulusflyer1.pdf

COBRA Model Notices
www.dol.gov/ebsa/COBRAmodelnotice.html

Page last updated on January 22, 2010